Starting at 6.5% APR
Secure affordable financing designed for long-term success.
SBA Loans
SBA Loans – Affordable, Long-Term Financing for Your Business
Looking for low-interest funding to expand your business, invest in new equipment, or manage cash flow? SBA loans provide flexible terms and government-backed security to help your business thrive.
Unlock the funding you need to grow—on your terms.
Do You Qualify for an SBA Loan?
To apply for an SBA loan, your business must meet these key requirements:
2 Year
At least in business
640
Minimum credit score
$250K
in annual revenue
Business
Active checking account
Why Choose an SBA Loan?
SBA loans offer low rates, flexible terms, and government-backed security—giving small businesses the financial support they need to grow with confidence.
Repayment terms up to 10 years
Manageable, extended terms to keep monthly payments low.
Funding up to $25 million
Scale your business, purchase equipment, or invest in growth.
Government-backed security
SBA loans reduce lender risk, making approval easier for small businesses.
What is an SBA Loan?
SBA loans are government-backed financing options that assist small businesses in accessing affordable, long-term funding. These loans, partially guaranteed by the U.S. Small Business Administration (SBA), offer competitive rates and flexible terms, making them an attractive choice for many entrepreneurs.
7(a) Loan Program
Provides loans up to $5 million for various purposes, including working capital, equipment purchase, and real estate acquisition.
504 Loan Program
Offers long-term, fixed-rate financing up to $5 million for real estate and major equipment purchases, with terms up to 25 years.
Microloan Program
Provides loans up to $50,000 to assist startups and small businesses, with terms up to 6 years.
Testimonial
What Our Clients Say
Matrix Funding Group made securing funding effortless. Within 24 hours, I had the capital needed to expand my business. Their team was responsive, professional, and truly invested in my success
Timothy H
I was struggling to find funding with my credit score, but Matrix Funding Group offered me a flexible solution. The process was smooth, and I felt supported the entire way.
Brittany U
I couldn’t believe how fast the process was. Within a day, I had the funds I needed to take my business to the next level. No hassle, no hidden fees—just real support
Jason K
I’ve worked with other lenders before, but Matrix Funding Group stood out. They understood my needs and provided a financing solution that truly worked for my business.
Stephanie J
I was hesitant about financing, but Matrix Funding Group made it easy. They worked with my situation and found the best option for my business needs.
Chris T
Funding my business has never been easier. The process was simple, the service was outstanding, and I got the capital I needed right on time!
Steven U
The team at Matrix Funding Group went above and beyond to help me secure funding. They answered all my questions and guided me through every step. Highly recommend!
